01
Every transaction handled
Bank and credit card transactions downloaded, matched, reviewed, and categorized. Business and personal kept clean.
Services · Accounting
Books that are current, correct, and actually tell you something
We keep your financial records in QuickBooks Online, reconciled monthly, categorized correctly, and translated into reports you can read in 5 minutes.
What you get
What monthly accounting includes
02
Monthly reconciliation
Every account balanced and verified in QuickBooks Online. Weekly for larger clients, so nothing drifts for long.
03
Reports in plain English
Year-to-date profit and loss comparison and balance sheet every month, plus a KPI dashboard tracking growth, margins, and cash flow.
04
The details most firms skip
Payroll journal entries tied out, loans tracked, subcontractors tracked for 1099s, assets recorded, owner draws captured, items over 90 days cleared.
The way we run it
Clean books are cheap. Blind spots are expensive.
The rhythm
Also on the calendar
monthly
State & local tax filings
Sales and use tax, state business taxes, and local returns prepared, filed, and paid where they apply, in every state where you operate.
monthly
An open line
Communication with the firm is included. Bring a question when it comes up and a monthly consultation is there when you want to talk things through.
as needed
Catch-up & cleanup
Behind on the books, or inheriting a mess from a previous bookkeeper? We rebuild the records first, then start the monthly rhythm.
year-end
Clean handoff to tax
Because we keep the books, year-end closing and tax preparation start from records we already trust.
Straight answers
Questions owners actually ask
How much does outsourced bookkeeping cost for a small business?
Our Core Package starts at $750 per month and includes bookkeeping, payroll, tax planning and preparation, and advisory. Standalone bookkeeping elsewhere typically runs $300 to $800 per month; the difference is whether anyone tells you what the numbers mean.
What is the difference between in-house and outsourced bookkeeping?
A part-time bookkeeper costs $25 to $40 per hour plus management, training, and coverage gaps. Outsourcing gets you a team, a reviewed process, and continuity for a flat monthly price. Past roughly 40 employees or heavy daily invoicing, in-house starts to make sense; below that, it rarely does.
We are behind on our books. How bad is catch-up?
Catch-up work is scoped and priced upfront before we start, in writing. Most businesses that feel hopelessly behind are 2 to 4 weeks from clean.
Do you work with our existing QuickBooks file?
Yes. We take over your QuickBooks Online file, clean it up, and keep it. You keep full access and ownership.
Get your books off your plate this month
Bring us 30 minutes and your latest financials or tax return. No pitch deck, no obligation.
From the Learning Center
Keep reading: bookkeeping
Our clients' reviews
Here is what they say about working with us
I have been doing business with Caro & Associates for about 2 years now; personal and business account and I have wonderful things to say. First of all, they have saved me tons of money, I finally found an accounting company that won't overcharge me and will follow the rules to the "T". Secondly, their customer service is amazing, the Owner Jose Caro came to meet me several times and answer all my questions. The key to a great relationship with any professional is communication, whether it is an email or a phone call they are very timely when it comes to responding. I was so impressed with the service I began to refer my clients and every one of them has been just as pleased.
Jose is knowledgeable, professional, and thorough. He is very pleasant to deal with and is happy to answer any questions you may have (even if you forget things easily and have to ask the same questions repeatedly, as I often do). My wife and I are two satisfied customers! I'd definitely recommend Caro & Associates to any individuals or small businesses in need of accounting & tax help.
Jose is a total pro and I can’t recommend him enough. He’s my go-to source for all business-related tax or accounting questions. You can tell how much he cares about the work he does for his clients and the level of detail as passion he puts into his work. He’s always keeping up on the latest tax laws and changes to the small business landscape and it shows in the advice he gives. I highly recommend!!
I’ve been working with Jose, owner of Caro & Associates for a few years now. Jose is a wealth of knowledge when it comes to tax preparation and planning. I highly recommend Jose and his team. They’re dedicated to providing the highest level of customer service. In addition, I have referred most of my clients to Jose with the peace of mind of knowing that Jose and his team will take great care of them.