01
Liability projections
Annual income and tax projections so you know the April number by summer, with estimated payments adjusted as the year moves.
Services · Tax
Planning first. Preparation second. No April surprises.
We project your income and tax liability during the year, make the moves while they still count, then prepare and file the returns. Semi-annually for larger clients, at least annually for everyone.
What you get
What year-round tax work looks like
02
Tax-saving moves
Deductions, timing of major purchases, entity structure, retirement contributions. Identified and executed before December 31, when they still matter.
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Planning
Your business and your personal return planned as one picture. We look for ways to reduce your tax liability before deadlines pass, and revisit the plan as the rules and your numbers change.
04
Preparation and filing
Business returns, all required state filings, and owners' personal federal and state returns as an add-on. Documentation maintained for the record.
The way we run it
April is a result. The work happens in July.
The rhythm
Beyond the return
ongoing
Law changes, translated
When Congress or your state changes the rules, we tell you what it means for your return in plain English, before it costs you.
as needed
Big decisions, priced first
Buying equipment, hiring, opening a location, selling the business: we run the tax math before you sign, not after.
as needed
Tax notice response
An IRS or state letter shows up, you forward it, we handle it. Available as an add-on service.
year-end
1099s on time
Contractor 1099s prepared and filed on schedule, with the records to back them up.
Straight answers
Questions owners actually ask
What is the difference between tax planning and tax preparation?
Preparation reports what already happened; planning changes what happens. A preparer files your return in March. A planner calls you in September because a purchase, an election, or a compensation change will cut the bill while there is still time to act.
How much can tax planning actually save?
It depends on your income and structure, and we will not invent a number. What we can say is the common wins for owners in the $500K to $5M range come from entity structure, owner compensation, timing, and retirement design, and they are usually multiples of our fee. We show you the math for your situation on the first call.
Do you prepare personal returns too?
Yes, as an add-on for business owners. Business and personal tax strategy are the same conversation when you own the company.
I already have a tax preparer. Why change?
If you hear from them once a year and the bill still surprises you, you have a preparer, not a plan. Bring your last return to a 30-minute call and we will tell you what a planning-first approach would have done differently.
Know your April number by July
Bring us 30 minutes and your latest financials or tax return. No pitch deck, no obligation.
From the Learning Center
Keep reading: tax planning
Our clients' reviews
Here is what they say about working with us
Jose is a total pro and I can’t recommend him enough. He’s my go-to source for all business-related tax or accounting questions. You can tell how much he cares about the work he does for his clients and the level of detail as passion he puts into his work. He’s always keeping up on the latest tax laws and changes to the small business landscape and it shows in the advice he gives. I highly recommend!!
Excellent communication with accounts, top notch work. I really appreciate how through their work is and confidential. I highly recommend Caro & Associates, LLC.
Worked with Jose. Super professional, knowledgeable and kind. Helped me understand everything and answered all my questions promptly and thoroughly. All around great guy. Definitely recommend him/his company!!