For
Service Businesses
For contractors, trades, agencies, consultants, and every business that sells time and expertise.

article · Payroll & People
Gusto Payroll: An Honest Review From the Accounting Side
Gusto automates federal and state payroll taxes, W-2s, and direct deposit, covering most of what a small WA service business needs. The gaps...

article · Bookkeeping
QuickBooks Online vs. Xero for Small Service Businesses
QuickBooks Online costs more and dominates the US market. Xero is cheaper and often cleaner to navigate. For most WA service businesses...

article · Payroll & People
What an Employee Really Costs in Washington
Hiring a $55,000-a-year employee in Washington costs more than $55,000. Federal payroll taxes alone add roughly 7.7% on top of wages....

article · Bookkeeping
Accounting for Federal Way Contractors: What to Look For
Contractors and trades businesses in Federal Way face WA B&O on gross receipts, L&I worker classifications, PFML, and the cash flow gaps...

article · Cost & Pricing
Small Business Bookkeeping Costs, Federal Way WA
For most service businesses in Federal Way, outside bookkeeping runs $750 to $2,000 per month depending on transaction volume, payroll...

article · Cost & Pricing
How Much Does Outsourced Bookkeeping Cost?
Most small service businesses pay $750 to $2,000 per month for outsourced bookkeeping that includes monthly accounting, tax filings, and a...

article · Bookkeeping
The Real Cost of a Bad Bookkeeper
Bad bookkeeping rarely announces itself. This piece walks through a composite 12-month failure at a $1-2M service business: misclassified...

article · Cash Flow
Your Books Look Clean. So Why Is Cash Still Tight?
Profit and cash are different clocks. Receivables that pay in 45 days, loan principal that never touches the profit line, owner draws, and...

article · Cost & Pricing
Monthly Accounting Cost for Small Businesses
For an owner-operated small business, full monthly accounting (bookkeeping, payroll, tax, and advice) typically runs $750 to $2,000 per...
Our clients' reviews
Here is what they say about working with us
I have been doing business with Caro & Associates for about 2 years now; personal and business account and I have wonderful things to say. First of all, they have saved me tons of money, I finally found an accounting company that won't overcharge me and will follow the rules to the "T". Secondly, their customer service is amazing, the Owner Jose Caro came to meet me several times and answer all my questions. The key to a great relationship with any professional is communication, whether it is an email or a phone call they are very timely when it comes to responding. I was so impressed with the service I began to refer my clients and every one of them has been just as pleased.
Jose is knowledgeable, professional, and thorough. He is very pleasant to deal with and is happy to answer any questions you may have (even if you forget things easily and have to ask the same questions repeatedly, as I often do). My wife and I are two satisfied customers! I'd definitely recommend Caro & Associates to any individuals or small businesses in need of accounting & tax help.
Jose is a total pro and I can’t recommend him enough. He’s my go-to source for all business-related tax or accounting questions. You can tell how much he cares about the work he does for his clients and the level of detail as passion he puts into his work. He’s always keeping up on the latest tax laws and changes to the small business landscape and it shows in the advice he gives. I highly recommend!!
I’ve been working with Jose, owner of Caro & Associates for a few years now. Jose is a wealth of knowledge when it comes to tax preparation and planning. I highly recommend Jose and his team. They’re dedicated to providing the highest level of customer service. In addition, I have referred most of my clients to Jose with the peace of mind of knowing that Jose and his team will take great care of them.